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Credit Card Payment

Top Companies: This Week's Reviews

Electronic Transfer, Inc.
3107 E. Mission
Spokane, WA 99202
800-757-5453
www.electronictransfer.com
Services Offered: Credit card payment processing
Company Overview: Electronic Transfer, Inc. was founded in 1989. They offer credit card payment processing, electronic check payment processing, debit cards and gift cards for all companies. They also offer non-cash transaction processing for online companies and phone order services. Their rates are always low, and they include a variety of services free with each account.
Our Review: Electronic Transfer, Inc. is a great credit card payment processing service. They have so much to offer any company that works with them, including a bunch of features included free of charge that other companies charge for. The customer service is great, and any business should be able to find what they need here.
User Review: Electronic Transfer got me a merchant account with very little effort. Plus, they had so many included services that I couldn’t pass them up. I am so glad that I found them, and I can’t wait to tell my business associates about them, too.

Authorize.net
808 East Utah Valley Drive
American Fork, UT 84003
877-447-3938
www.authorize.net
Services Offered: Credit card payment processing
Company Overview: Authorize.net is a credit card payment processing service that was founded in 1996. They were purchased by CyberSource Corporation in 2001, and have more than 230,000 merchant accounts. The company had over 1.1 billion transactions in 2006, and their parent company is affiliated with more than 228,000 other businesses in the financial service industry.
Our Review: Authorize.net has a great service for businesses. Their size and amount of business that they do basically establish their reputation as a leader in the industry. The website is really easy to get around, and their application forms are simple to fill out. Customer service information is on hand at all times, and the support team is very professional and helpful.
User Review: When I needed credit card payment processing services, I turned to Authorize.net. I was really impressed with their services and the amount of information that they were able to give me. Plus, their fees were lower than other companies that I looked into, which was nice.

MSI Merchant Services, Inc.
890 Mountain Ave
New Providence, NJ 07974
800-757-5959
www.merchantservices.com
Services Offered: Credit card payment processing
Company Overview: MSI was founded in South Dakota in 1989. They have many credit card payment processing services for businesses of all types. The company started with three divisions, but New Jersey and New York acquired and split the South Dakota division, and operate independently of each other currently. MSI has a direct relationship with all the major creditors, as well.
Our Review: MSI is a pretty good company to check out. Their affiliation with major credit card companies is very helpful in credit card payment processing. Their different services are all priced affordably, and they offer so much with their accounts. Plus, the customer service is excellent, and the website is easy to use, as well.
User Review: MSI ended up being a great company, even though I was skeptical at first. Their products and services had so much to choose from. Their fees were a little higher than other places I checked out, but for all the things you get, it’s worth a little extra money.

Paynet Systems
5955 Shiloh Road Suite 100
Alpharetta, GA 30005
800-809-1989
www.paynetsystems.com
Services Offered: Credit card payment accounts
Company Overview: Paynet was founded in 1999. They work with more than 30,000 businesses as a registered ISO/MSP of Wells Fargo Bank. They have acceptance rates higher than 95% and offer 24 hour approval for all applicants. The company works with everyone from Fortune 500 companies to small businesses of all kinds.
Our Review: Paynet has plenty of options for their customers, and their affiliation with Wells Fargo Bank can help many customers feel secure in their choice. The website explains all of their services very well, and their customer service is really extraordinary.
User Review: Paynet was referred to me by a friend when I started my online business. Their credit card payment processing programs suited my needs very well, and I love the service and support that I get from them. I’m glad I gave them a chance, because they’ve definitely proven to be a worthy company to work with.
Other Top Companies for Credit Card Payment :  

Merchant Warehouse

Address : Online Company Only

Phone : Online Only

http://www.merchantwarehouse.com

Flagship Merchant Services

Address : No Address Provided

Phone : 866-869-6480

http://www.cardservicesales.com

Charge.Com

Address : P.O. Box 1101
Alpharetta, GA 30009

Phone : 800-706-3724

http://www.charge.com

ProPay

Address : Orem, Utah

Phone : 801-852-4092

http://www.propay.com


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Accepting Credit Card Payment is A Necessity for Businesses

 

Many small companies still don’t have a means of credit card payment processing. For traditional ‘mom and pop’ style stores, this often isn’t a problem, as customers understand and accept the fact that cash is required. However, in today’s society, any business that wants to have a successful life in the consumer goods and services industry needs to have credit card payment processing options. Online companies are especially important, because people can’t pay with cash online. Sure, they can send a check or money order, but many people don’t want the hassle that comes with that type of payment. People come to the internet looking for fast and easy solutions. If they come to your business and can’t buy your products with a credit card payment, they will likely move on to the next company that does accept a credit card payment. Even if you have a physical business rather than an online one, accepting credit card payments can still help your business. Most customers have debit cards that they use instead of cash these days, and very few customers actually carry cash on a regular basis. Having your own in-store ATM just isn’t good enough, anymore. People don’t want to pay an extra $3 to $5 to use a non-network ATM to get cash just so that they can shop at your store. Especially not when there is another store in town that sells the same products and accepts credit card payment as a method of paying for their products. While credit card payment processing can be expensive for your business, it can also be very helpful to the bottom line in the end. You might spend a few hundred dollars each year paying for a credit card payment processing account, but when you are making an extra thousand dollars in sales because you have more customers, it will definitely prove to be worth the investment.

 


Credit Card Payment : Tools

 

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